Monday, October 23, 2017
As a result of the Great Recession (2007-2009), we have been living in a whole NEW Normal. That means preparing for a different kind of investment environment. Two recessions in just the last 16 years (and likely a third...
Mistake #1: Underestimating future healthcare costs: Medicare covers medical expenses starting at age 65. But it only covers certain ones and only after you have paid deductibles, coinsurance and certain copays! Many medical expenses are not covered by Medicare and...
Mistake #1: Not preparing a budget and cash flow for retirement: To my dismay, when first meeting with new clients I discover that very few of them can produce a written annual budget and retirement cash flow that adequately reflects...

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